About Us

Life experiences, smart decisions, and doing the right thing

Marc Jimenez, CFA, CFP®

Marc serves as the firm’s Managing Principal and Chief Investment Officer. As the Founder of CAM Investor Solutions in Denver, Colorado, he leads a team of experts across the country with a common vision: Help clients own and live the life they want.

Prior to CAM, Marc has held multiple responsibilities since joining the financial services industry in 1998. This included serving in roles as a wealth advisor, portfolio manager, and trader for both large and independent advisory firms. In 2013, he also co-founded a boutique national TAMP offering where he provided outsourced solutions to independent registered investment advisers across the country. In addition, Marc has spent several years working with institutional clientele. This includes his role as a Regional Director for Dimensional Fund Advisors (DFA) where he worked with some of the firm’s largest independent advisory firms in the U.S. to provide investment strategy, client communication, and capital markets research. He also worked at TIAA-CREF where he helped establish the firm’s first wealth management solution and worked closely with many of TIAA’s largest pension and retirement clients.

Marc has been a CFA Charter holder since 2006, and has also been a CERTIFIED FINANCIAL PLANNER™ since 2013. He graduated from Arizona State University in 1998, with a Bachelor of Science degree in Finance.

Marc lives in Denver with his wife, Ann, & daughter, Campbell. For fun he enjoys all-things outdoors in Colorado and watching college football. He is also heavily involved in the Colorado chess community. As a longtime member of the USCF, and having competed and coached himself for over 35 years, Marc continues to volunteer, participate, and support the growth of chess in the Denver Metro Area for children of all ages. He also launched, Clocks for Kids, benefiting Colorado’s scholastic chess players and to support, promote, and foster development across our local youth.

Sarah Contino, AAMS®, CRPC®

As a Wealth Advisor and Investment Advisor Representative at CAM Investor Solutions, Sarah works with CAM’s expert team to help clients plan with foresight rather than regret with hindsight.She has held various roles since entering the industry in 2000 which have all centered around being the primary advisor for her clients. This included her time with Schwab & Co as a registered representative and Investment Consultant for the Schwab Private Client team where she focused on creating investment portfolios for high net worth individuals. In 2004 She became a Wealth Management Advisor for TIAA CREF. Here, she acquired extensive knowledge about estate, tax, and financial planning. In 2013, she joined Ameriprise to work exclusively with her clients.

Sarah attended the University of Central Florida and earned her B.S. in Business from University of Phoenix in 2004. She is committed to lifelong learning and has acquired the Accredited Asset Management Specialist certification along with the Chartered Retirement Plan Specialist certification from the College for Financial Planning. Currently, she is working toward completion of the Certified Financial Planning certification.

Sarah has been married for 17 years to her husband Jason and they have two young children, her daughter Sophia and son Rocco. Their family is heavily involved in the community and volunteering which includes the North Tampa Bay Chamber of Commerce, New Tampa Rotary Club and coaching their children’s softball and baseball teams. Sarah’s daughter Sophia has also started a campaign raising money for the local Pasco County Sheriff K-9 group and they are furever friends with their K9 partners. When they have down time it is usually headed to Florida’s beautiful beaches or camping with friends and family.

Josh Lozow

As a Wealth Advisor and Investment Advisor Representative at CAM Investor Solutions, Josh works with CAM’s expert team to help clients own and live the life they want.

Prior to Cam, Josh has held multiple responsibilities since joining the financial services industry in 1998. This included serving in roles at Charles Schwab & Co. Inc as a registered representative, investment specialist, investment strategist and sales representative.

In 2002, Josh moved to the institutional segment of the industry serving as President and Chief Compliance Officer at Transitions Wealth Management, LLC helping to grow a boutique investment advisory firm into a mature wealth management firm. This role required Josh to excel in all all aspects of a wealth management firm including financial planning, sales, compliance, trading, operations and working with clients to achieve all that is important to them by investing wisely and living a full and happy life.

Josh continues to be a student of the industry in order to best serve his clients. He has been actively involved with Dimensional Fund Advisors (DFA) since 2002 participating in a regional study group that addresses issues pertaining to the financial industry such as practice management, investment strategy, compliance and insurance. He graduated from the University of Colorado in 1993 with a Bachelor of Science degree in Finance.

Josh is a Denver native and passionate Colorado advocate where he lives with his wife Elanna and three daughters Kyra, Ellie and Abigail. When he can find the time, he enjoys all that Colorado has to offer including running, skiing and playing tennis. He is actively involved in the Denver charitable community including There with Care, Craig Hospital and The Global Down Syndrome Foundation.

Larry Heinrich, RICP®

As a Wealth Advisor and Investment Advisor Representative at CAM Investor Solutions, Larry Heinrich works with a team of experts to help clients make work optional as they plan for the future.

From April of 2014 through September of 2017, he was a Senior Relationship Manager and Investment Advisor Representative with TCG Advisors, LP. Mr. Heinrich also founded and managed Integrated Wealth Partners (IWP), a Registered Investment Advisor, from 2001 through April of 2014. For the 25 years prior to founding IWP, he was also a successful financial services executive. Mr. Heinrich built, bought, owned, operated, and sold businesses during his financial services career. During most of the decade, prior to founding Integrated Wealth Partners; he directed the formation of and operated a highly successful private equity acquisition and liquidation partnership.

Mr. Heinrich has earned the Retirement Income Certified Professional (RICP®) designation which equips advisors with the knowledge to effectively manage the transition from asset accumulation during a client’s working years to asset decumulation in retirement. This body of knowledge is also designed to enable the advisor to create smart strategies for creating sustainable lifetime income.

Mr. Heinrich is married to Rita, the love of his life for over 49 years. Their four sons and their wives have blessed them with 10 grandchildren.

Sue Chesney, CFP®

As a member of CAM’s Advisory Board, Susan J. Chesney is a CERTIFIED FINANCIAL PLANNER ™ professional who has worked in the financial services industry for over 15 years, specifically concentrating on financial planning for more than a decade.  She earned her Bachelor of Science Degree in business from the McIntire School of Commerce at the University of Virginia and proceeded to obtain a Master of Science Degree in Personal Financial Planning from the College for Financial Planning.

Sue entered the industry as an assistant for an individual planner and quickly transitioned to the position of Financial Planning Department Manager, overseeing the financial plans for more than 40 advisors in the western regional office of a national broker-dealer.  In 2005, she elected to move to a Registered Investment Advisory firm, tasked with developing and managing the financial planning division. Sue decided to branch out on her own, launching Delegated Planning, LLC in 2011.  She offers her expertise as a resource to advisors around the country, allowing them to utilize their time in more effective ways.

Sue is a member of National Association of Personal Financial Advisors and earns at least 60 hours of continuing education every two years. This meets the requirements to maintain her CERTIFIED FINANCIAL PLANNER ™ designation as well. Sue earns her continuing education credits mainly through attendance at industry conferences. She also leads two study groups and regularly attends classes. Sue directs one study group locally in Denver which focuses on issues pertaining to the financial industry such as compliance, insurance, and practice management. The second study group meets monthly and consists solely of planners focused on specific planning issues such as Social Security optimization, debt management and tax strategies.

On a personal level, Sue enjoys travel, volunteering and outdoor activities. Living in Denver, Colorado, she has wonderful opportunities to enjoy the mountains in all seasons.

Dennis Covington, CFP®

As a member of CAM’s Advisory Board, Dennis Covington is the Managing Principal of Capital Directions and is a Certified Financial Planner™ practitioner. Mr. Covington joined the firm in April 2000 following five years as a Senior Institutional Consultant with TIAA-CREF, the world’s largest private pension system, and three years as a staff accountant with KPMG Peat Marwick. Mr. Covington leads the firm’s wealth management practice and has extensive experience in helping the firm’s clients identify their most important financial goals and developing a plan and a process that greatly increases their chances of achieving those goals.

Mr. Covington also led the firm’s integration of its corporate work flow and portfolio management systems that allows the firm to successfully support the investment advisory practice of more than 15 accounting firms. These efforts were a significant part of the firm’s recognition in 2006 as a Best-Managed Firm based on the research commissioned by the Financial Planning Association and conducted by Moss Adams LLP.

Mr. Covington graduated with a degree in Accounting from Appalachian State University in 1992. He is an active member of Alpharetta Methodist Church and enjoys volunteering with Cambridge High School Football and North Fulton Young Life. He and his wife Katherine have two children, ages 17 and 15.