Categories for Fixed Income

Financial Planning Beats Market Volatility

September 19, 2019 8:00 am

In recent days the increase in volatility in the stock market has resulted in renewed anxiety for many investors. While it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility is a normal part of investing. Additionally, for long-term investors, reacting emotionally to volatile markets may be more detrimental to portfolio performance than... View Article

Has a Global Recession Arrived

August 21, 2019 8:00 am

Some claim that a global recession has begun following a lot of the recent economic data. Others might argue that major problems only exist overseas, and signs of any recession is not present in the United States. Regardless of who is right, we expect a recession won’t be confirmed until twelve months or longer after the fact. This is similar... View Article

A Stock Market Cycle and Investor Discipline

July 24, 2019 8:00 am

Every point in a stock market cycle brings its own emotional challenges for long-term investors. When volatility spikes, as it did in 2018, investors need to muster their intestinal fortitude and avoid the temptation to flee to cash. In times of extended market doldrums, as we saw in 2015-16 when stocks mostly moved sideways, investors must avoid the temptation to... View Article

Creating My Own Longevity Strategy

May 30, 2019 8:00 am

To be blunt, as part of their financial planning process, many more people should establish a longevity strategy. As we discussed in a recent blog Longevity Planning vs. The 4% Retirement Rule, there are many considerations when making these decisions. However, two primary characteristics determine which pre-retirees and retirees will benefit most: INITIAL FINANCIAL CONDITION: Retirees with “modest-sized” nest eggs relative... View Article

Are Investors Missing the Big Picture

April 16, 2019 8:00 am

After a turbulent end to 2018 sent stock indices around the globe into bear market territory, equities staged a big recovery in the first quarter of 2019. For the quarter, the S&P 500 index gained 13.65% and was within a few percentage points of its record high. The Russell 2000 small stock index gained even more, rising 14.58%. Large cap... View Article