Author Archives for Marc Jimenez, CFA, CFP®

Five Technology Behemoths

October 15, 2020 12:00 pm Published by Comments Off on Five Technology Behemoths

If you want to see, perhaps even enjoy, an exercise in futility, run a search in Google on this phrase: 2019 predictions about the stock market in 2020 As you’ll find, the search returns dozens of articles containing hundreds of predictions from market pundits about how they expected 2020 to unfold for the economy and the stock market. Some were... View Article


Roth Conversions are a Big Deal

October 15, 2020 8:00 am Published by Comments Off on Roth Conversions are a Big Deal

It is no secret 2020 took the world by surprise and will be the year we all remember. It also seems investors have learned there are many things we certainly cannot control. However, when it comes to financial planning, and in particular tax and retirement planning, there are significant opportunities we all should consider now since they may not be... View Article


History and Presidential Elections

October 6, 2020 8:00 am Published by Comments Off on History and Presidential Elections

What History Tells Us About US Presidential Elections and the Market It’s natural for investors to look for a connection between who wins the White House and which way stocks will go. But as nearly a century of returns shows, stocks have trended upward across administrations from both parties. Stocks have rewarded disciplined investors for decades, through Democratic and Republican... View Article


Don’t Just Do Something, Stand There!

July 22, 2020 8:00 am Published by Comments Off on Don’t Just Do Something, Stand There!

Vanguard founder John Bogle once famously advised investors on how to handle stock downturns: “Don’t just do something,” he said. “Stand there!” It is a wry and wise way of turning the conventional wisdom about what to do in bear markets on its head. When panic grips the stock market – as it did in February and March of this... View Article


Inflation is Coming

July 16, 2020 8:00 am Published by Comments Off on Inflation is Coming

As cities around the world continue to move forward at their own pace, the demand for goods and services continues to look different. While many are pricing in deflation in the near-term, we think ALL investors should consider the implications of an inflationary environment going forward.  But, let’s dive in and understand perhaps why and how this may impact you. It’s tempting for future inflation expectations... View Article


How Fast The World Can Change

April 9, 2020 9:00 am Published by Comments Off on How Fast The World Can Change

On February 12, the Dow Jones Industrial Average closed at an all-time high of 29,551. At that time, the economy was humming, corporate earnings were rising and unemployment was at lows last seen during the mid-1950s. While global health experts were increasingly worried about a potential pandemic caused by a new Coronavirus, it seemed to be something that was off... View Article


The Impact of Low Rates

March 11, 2020 10:00 am Published by Comments Off on The Impact of Low Rates

Last week, we saw market movements that signaled a low-yield environment. Since then, rates have continued to fall.  Currently the 10-year treasury is trading close to 50bps and the entire yield curve is pricing at below 1% for the first time in history. Although these unprecedented movements may reflect more short-term fears, we believe they should motivate a revaluation of traditional... View Article


Should I Be Buying or Selling Stocks Now

March 2, 2020 10:00 am Published by Comments Off on Should I Be Buying or Selling Stocks Now

It seems investor sentiment has quickly changed since the beginning of the year, not to mention from just about 10 days ago as witnessed by the recent stock market decline. Many argue “why” this has happened and here’s a quick look at the potential reasons: Coronavirus: Most argue this is the primary reason for the recent market sell off. Its certainly terrible what is happening across... View Article


How Much Income is Enough

February 19, 2020 9:00 am Published by Comments Off on How Much Income is Enough

Everyone has a different value of a dollar. Regardless of how we view our investments, manage our liabilities, claim our social security benefit, and many other financial decisions, the illusion of wealth is real. If given the choice of receiving $100,000 at the start of your retirement or $500 per month for the duration of your retirement, which would you... View Article


Will I Have Enough

January 16, 2020 11:00 am Published by Comments Off on Will I Have Enough

Many investors in retirement have certain goals in common: more money rather than less, minimal wealth volatility, and enough financial cushion to cover the extra costs of, hopefully, living a very long life. Retirees have generally tried to meet those goals with a simple rule of thumb: hold a balanced stock/bond portfolio and withdraw at a sustainable rate. Historically this... View Article