Retirement Accounts for Business Owners
For most business owners, establishing a retirement plan is often the last thing they are thinking about when running their own company. When they come to us, these conversations usually…
Where to Save Money for Retirement
By the time you graduated high school you probably had already opened your first bank account, or at least knew of the two main types - checking and savings. These…
A Retirement Income Roadmap for Women
More women are working and taking charge of their own retirement planning than ever before. What does retirement mean to you? Do you dream of traveling? Pursuing a hobby? Volunteering…
Investment Planning Throughout Retirement
Investment planning during retirement is not the same as investing FOR retirement and, in many ways, is more complicated. Your working years are your saving years. With luck, your income…
Roth Conversions are a Big Deal
It is no secret 2020 took the world by surprise and will be the year we all remember. It also seems investors have learned there are many things we certainly cannot control.
Inflation is Coming
As cities around the world continue to move forward at their own pace, the demand for goods and services continues to look different. While many are pricing in deflation in the near term, we think ALL investors should consider the implications of an inflationary environment going forward. But, let's dive in and understand perhaps why and how this may impact you.
How Fast The World Can Change
On February 12, the Dow Jones Industrial Average closed at an all-time high of 29,551. At that time, the economy was humming, corporate earnings were rising and unemployment was at lows last seen during the mid-1950s.
The Impact of Low Rates
Last week, we saw market movements that signaled a low-yield environment. Since then, rates have continued to fall. Currently, the 10-year treasury is trading close to 50bps and the entire yield curve is pricing at below 1% for the first time in history.
How Much Income is Enough
Everyone has a different value of a dollar. Regardless of how we view our investments, manage our liabilities, claim our social security benefit, and many other financial decisions, the illusion of wealth is real.
Will I Have Enough
Many investors in retirement have certain goals in common: more money rather than less, minimal wealth volatility, and enough financial cushion to cover the extra costs of, hopefully, living a very long life.