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“This time it’s different.” It’s the phrase investors use to rationalize why they are bailing out of stocks.
Guest author, Hal Hershfield, Ph.D, poses the question, would you rather have more time or more money? What does his research say about our answer?
While periods of widespread decline among stocks, or “bear markets,” are a normal part of the economic cycle and should not be feared, they can reveal weaknesses in one’s portfolio.
How do people make decisions? There are scientists and psychologists that dedicate their entire career to studying this question. We are each unique in our thinking, processing, upbringing, values and…
The classic image of retirement investing is that of a retiree putting 100% of his or her assets into bonds and clipping coupons from those bonds for income payments. That…
As a small-business owner, you wear a lot of hats. From billing and accounting decisions to marketing your products, there are several different decisions to be made, many of which…
For most business owners, establishing a retirement plan is often the last thing they are thinking about when running their own company. When they come to us, these conversations usually…
Employee stock purchase plans (ESPPs) are benefits offered by many publicly traded companies, which allow employees to purchase shares of company stock at a discount. We often get the questions…
By the time you graduated high school you probably had already opened your first bank account, or at least knew of the two main types - checking and savings. These…
Imagine your future self 20 or 30 years from now, living your ideal life. What would it be like? What would you be doing? What would be bringing you satisfaction…