New Year’s Strategy: Crafting Plans, Not Just Resolutions
Many might be setting new year resolutions. Why not working on something more permanent - new year planning! Here are tips to get started.
Your Parent(s) Are Moving In; Now What?
Is there a need or interest in having your parents live with you? Whatever the reason, there are many things to consider.
Fabulous 50s – Financial Considerations to Plan For
You're in your 50s - get excited! There are so many good things ahead, and a few things you should plan for. We've got tips to help navigate towards a prosperous future.
What’s Your Glide Path in Retirement?
The classic image of retirement investing is that of a retiree putting 100% of his or her assets into bonds and clipping coupons from those bonds for income payments. That…
Investment Planning Throughout Retirement
Investment planning during retirement is not the same as investing FOR retirement and, in many ways, is more complicated. Your working years are your saving years. With luck, your income…
Roth Conversions are a Big Deal
It is no secret 2020 took the world by surprise and will be the year we all remember. It also seems investors have learned there are many things we certainly cannot control.
History and Presidential Elections
What History Tells Us About US Presidential Elections and the Market It’s natural for investors to look for a connection between who wins the White House and which way stocks will go. But as nearly a century of returns shows, stocks have trended upward across administrations from both parties.
The Impact of Low Rates
Last week, we saw market movements that signaled a low-yield environment. Since then, rates have continued to fall. Currently, the 10-year treasury is trading close to 50bps and the entire yield curve is pricing at below 1% for the first time in history.
How Much Income is Enough
Everyone has a different value of a dollar. Regardless of how we view our investments, manage our liabilities, claim our social security benefit, and many other financial decisions, the illusion of wealth is real.
Will I Have Enough
Many investors in retirement have certain goals in common: more money rather than less, minimal wealth volatility, and enough financial cushion to cover the extra costs of, hopefully, living a very long life.