Roth Conversions are a Big Deal
It is no secret 2020 took the world by surprise and will be the year we all remember. It also seems investors have learned there are many things we certainly cannot control.
History and Presidential Elections
What History Tells Us About US Presidential Elections and the Market It’s natural for investors to look for a connection between who wins the White House and which way stocks will go. But as nearly a century of returns shows, stocks have trended upward across administrations from both parties.
Don’t Just Do Something, Stand There!
It is a wry and wise way of turning the conventional wisdom about what to do in bear markets on its head. When panic grips the stock market – as it did in February and March of this year – the gut instinct of investors is to do something.
Inflation is Coming
As cities around the world continue to move forward at their own pace, the demand for goods and services continues to look different. While many are pricing in deflation in the near term, we think ALL investors should consider the implications of an inflationary environment going forward. But, let's dive in and understand perhaps why and how this may impact you.
The Impact of Low Rates
Last week, we saw market movements that signaled a low-yield environment. Since then, rates have continued to fall. Currently, the 10-year treasury is trading close to 50bps and the entire yield curve is pricing at below 1% for the first time in history.
Should I Be Buying or Selling Stocks Now
It seems investor sentiment has quickly changed since the beginning of the year, not to mention from just about 10 days ago as witnessed by the recent stock market decline. Many argue "why" this has happened and here's a quick look at the potential reasons:
How Much Income is Enough
Everyone has a different value of a dollar. Regardless of how we view our investments, manage our liabilities, claim our social security benefit, and many other financial decisions, the illusion of wealth is real.
Will I Have Enough
Many investors in retirement have certain goals in common: more money rather than less, minimal wealth volatility, and enough financial cushion to cover the extra costs of, hopefully, living a very long life.
The Great Market Plunge of 2019
It was in this letter exactly a year ago that we sought to provide some perspective about the steep decline stocks had just experienced in the fourth quarter of 2018.