Blog

Financial Planning and Tax Reform

January 11, 2018 8:00 am

The 2018 TAX CUTS AND JOBS ACT As most of us know, on January 1st, 2018 a not so “simple” tax reform went into effect. We recommend in order to get the most benefit from the changes, while avoiding mistakes under them, you may need to update your tax and financial strategies right away. Here are some FAQs to help... View Article

Bitcoin, Blockchain, and Investor Discipline

December 15, 2017 8:00 am

As the author of this blog, and regardless of opinion, in full disclosure I feel its important to disclose that I do not own any Bitcoin in my portfolio. However, I do see the growing innovation in blockchain technology as something to keep a close eye on in the future. **** Bitcoin and other cryptocurrencies are receiving intense media coverage,... View Article

2017 Income and Capital Gain Distributions

December 7, 2017 12:00 pm

Unfortunately for many, 2017 will not be as tax-friendly of a year with several widely held funds already reporting estimates far north of our numbers. As we know from different economic cycles across both bull and bear markets, the tax implications from capital gains can vary dramatically and its important to position yourself in the best possibly manner. The following... View Article

Understanding a Roth IRA Conversion

November 2, 2017 9:00 am

With the lure of tax-free distributions, Roth IRAs have become increasingly popular retirement savings vehicles. According to the 2016 Investment Company Fact Book, 20 million U.S. households (about 16.3%) owned Roth IRAs in 2015. With expected tax law changes around the corner and a large amount of the population continuing to retire, Roth IRA conversions may be a strategy that... View Article

Is the Stock Market in Another Bubble?

October 12, 2017 9:00 am

Of all the questions we field from clients, prospects, friends and family – the question of whether we are in a bubble leads the way by far. There are two reasons why this question comes up so frequently these days. First, we are in the midst of a long-running bull market, one that has seen the major market indexes push... View Article

Asset Allocation for the Next Crisis

September 20, 2017 9:00 am

It will soon be the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis. Over the coming weeks and months, as other anniversaries of major crisis-related events pass (for example, 10 years... View Article

Financial Planning 101: Quit Monkeying Around With Investments

August 17, 2017 11:00 am

In the world of investment management, there is often discussion around the idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case? THE DART... View Article

Lack of Estate Planning Can Tear Families Apart

August 2, 2017 1:00 pm

Having personally lived through a family experience in October 2006 following the passing of my grandfather, I continue to share my story with clients, friends, and many others. While there are no guarantees that our decisions are the right ones when it comes to estate planning, we can have a lot of control related to what our family and beneficiaries... View Article

Stocks Are Too High

July 13, 2017 10:00 am

“As the major stock indexes have, one-by-one, broken through their previous record highs in recent months, it has been interesting to observe that the dominant reaction among many investors has not been one of celebration but, rather, anxiety.” While the above may sound like current events, it’s actually an excerpt from an April 2013 client letter. The discussion was focused on the... View Article

Are You an Investor or a Gambler?

June 1, 2017 12:00 pm

Behaving irrationally during stressful markets can unknowingly make you a speculator. Key Takeaways There’s a big difference between outguessing the market and “being the market.” Research shows that fear of loss is twice as powerful as the thrill of a gain. A market loss is only real if you hit the sell button and get out. With all the volatility... View Article