Succession Planning: Exiting Your Business in Style

May 4, 2017 2:00 pm

7 Keys To a Happy, Prosperous Succession Plan Key Takeaways Don’t even think about selling your business before you’ve carefully considered what’s next in your life. Many owners overestimate their businesses’ worth and underestimate the amount of time (and stress) it takes to sell. You’re going to have to focus on increasing the value of your business years before it’s... View Article

How to Turn Assets Into Income: Part 3

April 27, 2017 12:00 pm

Do you know how to properly manage Sequence of Return Risk? Do you understand how the phrase “You can’t help when you were born” relates to investing? Have you determined what your safe withdrawal rate can be in retirement? If your answer is “no” to any of the following, you should keep reading: For half of my career, I’ve been surrounded with leading... View Article

Investor Discipline and The Buying Opportunity of a Lifetime

April 20, 2017 10:00 am

“The buying opportunity of a lifetime.” That was how the esteemed financial writer Nick Murray described the stock market environment in early 2009. Hindsight shows he was, of course, spot on. But it certainly didn’t feel that way to many investors at the time. After plunging from 11,000 to 8,500 in just a few weeks in the fall of 2008,... View Article

CAM Launches Clocks For Kids

March 29, 2017 12:00 pm

Greetings, This week we take a break from deep finance and instead share the launch of CAM’s community youth initiative. I am excited to announce, Clocks for Kids, benefiting scholastic chess players around the State of Colorado. The initiative began on March 25th at the Summit School of Chess monthly tournament series and will continue at upcoming scholastic events throughout 2017 and beyond. Summit... View Article

How to Turn Assets Into Income: Part 2

March 23, 2017 1:00 pm

Following a seven-year bull market in real estate and stocks, most of us have watched our home values and retirement accounts increase in value during this period. Regardless of whether you are in the midst of your peak earning years or just wondering where you stand financially, it would be wise to pause and measure progress towards your personal financial goals. In How... View Article

Advanced Estate Planning: So, Mom Is Dating Again?

March 16, 2017 1:00 pm

During most of my career in financial services, the first few months of each year is filled with heavy conversation surrounding investments, the stock market, and getting taxes done. Naturally, some lead to how that impacts one’s retirement and ability to sustain lifetime income. However, thus far this year I’ve also been receiving many estate planning questions which allows me... View Article

How to Turn Assets Into Income: Part 1

March 9, 2017 1:00 pm

For the last decade, we have heard about the ten thousand people each day heading into retirement. Still, there are those of us who continue to work hard and accumulate assets for the future. Regardless of how great of a saver you might be, its wise to understand how to one day turn your assets into income. Some believe this involves only your stock and... View Article

Ten Common Financial Planning Excuses

March 1, 2017 1:00 pm

Those who make bad money decisions can often rationalize them. In-fact, human beings have a mind-boggling aptitude for self-deception when it comes to our own money. In both our careers and our personal lives, we tend to rationalize our own fears. So instead of just recognizing how we feel and reflecting on these thoughts, we cut out the middle man and... View Article

How Do Rising Interest Rates Affect the Stock Market?

February 22, 2017 2:30 pm

Over the last few days, the topic of interest rates is back in the headlines. In fact, as of today it appears many Federal Reserve officials see a rate hike fairly soon. Many of you may even be curious how this affects your financial situation. For those holding fixed income assets or withdrawing income from their portfolio in retirement, it... View Article

Retirement Income and Advisory Fees

February 17, 2017 12:00 pm

As 2017 is well under way, the discussion continues around whether financial advisory fees should be based on a traditional percentage of assets under management (AUM) or instead be under a retainer fee structure. While we are in the early innings of this debate, for this entry I am just going to focus on fees charged to those clients or... View Article